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    current boat refi rates
    #1
    Charter Member Lomax's Avatar
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    2007 Cigarette topgun balance approx $250k current rate 7%...W-2 income, scores are 780, 762, 754...any cheaper money out there ??? I have a client that was asking me if i had any connections ?
    Bernie Neuhaus-Sr Loan Officer
    Freedom Mortgage
    bernie.neuhaus@freedommortgage.com
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    #2
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    I could get 6.875% on a 5/1 ARM which would save him around $55/mo.
    kyle@newcoast.com
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    Mobile 727-741-8150
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    #3
    Sponsor TSPM's Avatar
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    Quote Originally Posted by Lomax View Post
    2007 Cigarette topgun balance approx $250k current rate 7%...W-2 income, scores are 780, 762, 754...any cheaper money out there ??? I have a client that was asking me if i had any connections ?
    NOPE.......keep the 7% ....... UNLESS ... over 805 score and NO DEBT mortgage is OK we can get 6.4%

    WELCOME TO THE NEW WORLD OF PERF BOAT FINANCING
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    #4
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    I could now get him as low as 6.75% fixed or 6.375% on a 5/1 ARM.
    kyle@newcoast.com
    Office 727-324-1359
    Mobile 727-741-8150
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    #5
    Charter Member Lomax's Avatar
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    thanks..not a matter of lowering payment per say but of getting a better fixed rate.
    Bernie Neuhaus-Sr Loan Officer
    Freedom Mortgage
    bernie.neuhaus@freedommortgage.com
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    #6
    Charter Member Lomax's Avatar
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    Quote Originally Posted by Loan Ranger View Post
    I could now get him as low as 6.75% fixed or 6.375% on a 5/1 ARM.
    what kind of costs to get the 6.75 fixed ?
    Bernie Neuhaus-Sr Loan Officer
    Freedom Mortgage
    bernie.neuhaus@freedommortgage.com
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    #7
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    It would be $250 to cover the abstract, mortgage and FedEx and we would need a current survey.
    kyle@newcoast.com
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    #8
    Charter Member Lomax's Avatar
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    i will let him know
    Bernie Neuhaus-Sr Loan Officer
    Freedom Mortgage
    bernie.neuhaus@freedommortgage.com
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    #9
    Wow, I guess I have it good cause I got 6.25% thru M&T back in 2004.
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    #10
    Charter Member Lomax's Avatar
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    i had 6.49 in 05 on my Spectre...and was happy to get it
    Bernie Neuhaus-Sr Loan Officer
    Freedom Mortgage
    bernie.neuhaus@freedommortgage.com
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    #11
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    I am still at 4.40% fixed on my Sonic from 10/04. Now that was a deal.
    kyle@newcoast.com
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    #12
    Charter Member Lomax's Avatar
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    Kyle...you have mail
    Bernie Neuhaus-Sr Loan Officer
    Freedom Mortgage
    bernie.neuhaus@freedommortgage.com
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    #13
    Quote Originally Posted by Loan Ranger View Post
    I am still at 4.40% fixed on my Sonic from 10/04. Now that was a deal.
    Nice! I was excited about the 6.1 you got me until I read that!
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    #14
    Founding Member Wardey's Avatar
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    Quote Originally Posted by Loan Ranger View Post
    I am still at 4.40% fixed on my Sonic from 10/04. Now that was a deal.
    Kyle, If you can get me that rate today, i'll take delivery of my new Cabo !!! And i'll buy the beer for the first run !!! Dave
    Attached Thumbnails Attached Thumbnails 40-Express-hull-1.jpg  
    Last edited by Wardey; 04-24-2009 at 12:12 PM.
    Only two defining forces have ever offered to die for you: Jesus Christ and the
    American Military. One died for your soul, the other for your freedom.
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