Insurance & Credit score- score up; pull again?

[MarylandMark]

I've always had good credit- 740's - 760's.

For some reason I jumped up to an 802 about 4 months ago and now up to an 816.

Credit scores are tied to rates- should I have have my credit pulled again to see if I can get a better rate? Would it matter since I am top tier anyway?

My renewal is in Feb- do they pull it again anyway and if so I wouldn't think unless I said some thing that they would automatically give me better rates?

Figured while I'm up high try to save some money with it since if I were down low I'm sure they would try to make some money on it.

[insurancegoddess]

I wouldn't think it would matter if you're already in the top tier.

If it's for insurance, your rates are not solely based off your credit score alone, it's also what is in the system regarding past insurance coverage, claims, lapse in coverage etc etc. If your insurance carrier credit scores, they will pull your report again at renewal. There is no way for them to adjust midterm.

I can't really speak about loans.